Wow, can you believe we’re already half way through the year?! It doesn’t seem that long ago that we were wrapping up presents ready for Christmas, being social butterflies at all the December gatherings and then all vowing to be slimmer, healthier, stronger etc etc in January. It’s been a…

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Time for something a little serious on HappyWiseOwl today… We all live incredibly busy lives and we’re constantly rushing from place to place, seeing friends, going to work, running our homes, looking after children, catching up with relatives, and just being ‘us’. Putting a Will in place is probably way down…

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